Johens Ubiera

Ubiera Insurance | Orlando, FL

NPN: 9608576

TERMS AND CONDITIONS

Ubiera Insurance LLC

Effective Date: February 18, 2026

1. ACCEPTANCE OF TERMS

By accessing or using https://ubierainsurance.com and our services, you agree to these Terms and Conditions and our Privacy Policy.

2. SERVICES PROVIDED

Ubiera Insurance LLC is an independent licensed insurance agency providing consultation and assistance with Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D Prescription Drug plans. Enrollment and coverage approval are subject to insurance carrier guidelines and federal regulations.

We are not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

3. USER RESPONSIBILITIES

You agree to:

- Provide accurate and truthful information

- Use the website for lawful purposes only

- Not misuse or attempt to disrupt our services

4. CONSENT TO SMS COMMUNICATIONS

By submitting your information through our website form and explicitly checking the SMS consent checkbox, you agree to receive SMS marketing messages from Ubiera Insurance LLC.

These messages may include:

- Follow-ups regarding your consultation request

- Medicare plan options (Medicare Advantage, Medicare Supplement, and Part D)

- Appointment reminders

- Service-related notifications

- Promotional and marketing communications related to insurance services

Message frequency varies. Message and data rates may apply.

You may opt out at any time by replying STOP to any message. For assistance, reply HELP.

5. INTELLECTUAL PROPERTY

All content on this website is owned by or licensed to Ubiera Insurance LLC. Unauthorized reproduction or distribution is prohibited.

6. DISCLAIMER OF WARRANTIES

All services and website content are provided “as is” without warranties of any kind, either express or implied.

7. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Ubiera Insurance LLC shall not be liable for any indirect, incidental, or consequential damages arising from the use of our website or services.

8. INDEMNIFICATION

You agree to indemnify and hold harmless Ubiera Insurance LLC from claims arising out of your misuse of the website or violation of these Terms.

9. GOVERNING LAW

These Terms are governed by the laws of the State of Florida. Any disputes shall be resolved in courts located in Florida.

10. MODIFICATIONS

We may update these Terms at any time. Continued use of the website constitutes acceptance of revised Terms.

CONTACT INFORMATION

Ubiera Insurance LLC

Orlando, Florida

Phone: (407) 871-3350