PRIVACY POLICY

Ubiera Insurance LLC

Effective Date: February 17, 2026

1. INTRODUCTION

Ubiera Insurance LLC (“Company,” “we,” “us,” or “our”)

is committed to protecting your privacy and safeguarding your

personal information. This Privacy Policy explains how we collect,

use, disclose, and protect your information when you visit

https://ubierainsurance.com, submit information through our website

(including the Free Consultation form), or communicate with us by

phone, email, or SMS.

2. INFORMATION WE COLLECT

We may collect the following information:

Personal Information: - Name - Phone number - Email address - Mailing

address - Date of birth - Insurance coverage interests - Medicare or

Medicaid status - Any information you voluntarily provide in forms or

communications

Automatically Collected Information: - IP address - Browser type -

Device information - Pages visited - Cookies and analytics data

Sensitive Information: When assisting with Medicare-related enrollment,

we may collect limited health or eligibility-related information

necessary to provide insurance consultation services.

3. HOW WE USE YOUR INFORMATION

We use collected information to:

- Provide insurance consultation and enrollment assistance

- Respond to inquiries and requests

- Compare insurance plan options

- Communicate with you via phone, email, and SMS

- Improve our website and services

- Comply with legal and regulatory requirements

3. SMS COMMUNICATIONS & MARKETING

By providing your phone number and submitting your information through our website, including the Free Consultation form located at https://ubierainsurance.com/free-consultation, you expressly consent to receive SMS text messages from Ubiera Insurance LLC regarding:

- Appointment confirmations and reminders

- Enrollment assistance updates

- Service-related notifications

- Important coverage or plan information

- Promotional or marketing communications related to insurance services

Message frequency varies depending on your interaction with us.

Message and data rates may apply depending on your mobile carrier and service plan.

We use your phone number solely for the purposes described at the time of collection and in accordance with this Privacy Policy. We do not sell, rent, or share your mobile number or SMS opt-in status with third parties or affiliates for their marketing purposes without your explicit consent.

OPTING OUT

You may opt out of receiving SMS marketing messages at any time by replying “STOP” to any message you receive from us. After opting out, you will no longer receive marketing text messages. However, we may still send you non-marketing SMS messages related to active transactions, service requests, appointment confirmations, or account-related matters if necessary.

For assistance, reply “HELP” to any message or contact us at (407) 871-3350 or [email protected].

YOUR RESPONSIBILITIES

You are responsible for providing an accurate mobile number and for notifying us of any changes to your phone number. If you change or deactivate your mobile number, you must promptly update your contact information to prevent us from communicating with someone who acquires your previous number.

5. INFORMATION SHARING We do not sell your personal information. We may

share information with:

- Insurance carriers to facilitate enrollment

- Service providers assisting with operations

- Regulatory or legal authorities when required by law

6. DATA SECURITY We implement administrative, technical, and physical

safeguards to protect your information. However, no method of

transmission over the internet is completely secure.

7. DATA RETENTION

We retain information only as long as necessary to

provide services and comply with applicable legal obligations.

8. YOUR RIGHTS

You may request access to, correction of, or deletion of

your personal information by contacting us at: Phone: (407) 871-3350

Email: [email protected]

9. CHILDREN’S PRIVACY

Our services are not directed to individuals

under 13 years of age.

10. CHANGES TO THIS POLICY

We may update this Privacy Policy

periodically. Updates will be posted on this page with a revised

Effective Date.

CONTACT INFORMATION Ubiera Insurance LLC Orlando, Florida Phone: (407)

871-3350 Email: [email protected]