PRIVACY POLICY

Ubiera Insurance LLC

Effective Date: February 17, 2026

1. INTRODUCTION

Ubiera Insurance LLC (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit https://ubierainsurance.com, submit information through our website (including the Free Consultation form), or communicate with us via phone or SMS.

2. INFORMATION WE COLLECT

We may collect the following information:

Personal Information:

- Name

- Phone number

- Mailing address

- Date of birth

- Insurance coverage interests

- Medicare or Medicaid status

- Any information you voluntarily provide in forms or communications

Automatically Collected Information:

- IP address

- Browser type

- Device information

- Pages visited

- Cookies and analytics data

Sensitive Information:

When assisting with Medicare-related enrollment, we may collect limited health or eligibility-related information necessary to provide insurance consultation services.

3. HOW WE USE YOUR INFORMATION

We use collected information to:

- Provide insurance consultation and enrollment assistance

- Respond to inquiries and requests

- Compare insurance plan options

- Communicate with you via phone and SMS

- Improve our website and services

- Comply with legal and regulatory requirements

4. SMS COMMUNICATIONS AND MARKETING

By providing your phone number and explicitly opting in via our website form, you consent to receive SMS marketing messages from Ubiera Insurance LLC.

These messages may include:

- Follow-ups regarding your consultation request

- Medicare plan options (Medicare Advantage, Medicare Supplement, and Part D)

- Appointment reminders

- Service-related notifications

- Promotional and marketing messages related to insurance services

Message frequency varies. Message and data rates may apply.

You can opt out at any time by replying STOP to any message. For assistance, reply HELP.

We do not sell, rent, or share your mobile information with third parties for marketing purposes. We also do not share your SMS opt-in data or consent with any third parties for marketing purposes.

5. INFORMATION SHARING

We do not sell your personal information. We may share information with:

- Insurance carriers to facilitate enrollment

- Service providers assisting with business operations

- Regulatory or legal authorities when required by law

6. DATA SECURITY

We implement administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is completely secure.

7. DATA RETENTION

We retain information only as long as necessary to provide services and comply with applicable legal obligations.

8. YOUR RIGHTS

You may request access to, correction of, or deletion of your personal information by contacting us at:

Phone: (407) 871-3350

9. CHILDREN’S PRIVACY

Our services are not directed to individuals under 13 years of age.

10. CHANGES TO THIS POLICY

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised Effective Date.

CONTACT INFORMATION

Ubiera Insurance LLC

Orlando, Florida

Phone: (407) 871-335